Promoting Home Ownership

We may be able to help tenants or others in need of housing and with an income below a certain level, by proving loans to purchase their own home or to improve their current one.

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Home Choice Loan

Loans for First Time Buyers who cannot get sufficient finance from a bank or building society.

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House Puchase/Construction Loan

Information on House purchase and House Construction Loans available from the Council for first-time buyers.

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Reconstruction Loan

Loans are currently available for the reconstruction, repair and improvement of houses to applicants who meet the required income limits.

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Shared Ownership Scheme

Shared ownership is a scheme that facilitates access to full home ownership in two or more stages by persons who cannot afford full ownership.

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Tenant Purchase Loan

This scheme enables a tenant of a local authority house to purchase the house outright or by way of shared ownership.

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Affordable Housing

A scheme where the Council provides land on which new houses are built and sold at cost price, specifically for low-income buyers.

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Mortgage Allowance Scheme

An allowance of up to €11,450 payable over 5 years to tenants/tenant purchasers of council housing or tenants of private houses.

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Incremental Purchase Scheme

It is a scheme that allows social housing applicants/tenants to purchase a new dwelling from the Council